Home / Research / Retirement Financing
Research theme

Retirement Financing

Analysing the sustainability and distributional effects of public pension systems, superannuation policy, and retirement saving across the lifecycle and across generations.

Research focus

Fiscal sustainability in ageing economies

Analysing the sustainability and distributional effects of public pension systems, superannuation policy, and retirement saving across the lifecycle and across generations.

The lab studies retirement income systems that combine superannuation with means-tested public pensions, with attention to savings incentives, distributional outcomes, and long-run fiscal sustainability.

This research looks at population ageing, contribution rules, preservation ages, and the interaction between mandatory saving and pension means tests in Australia and comparable settings. It also examines the transition between pay-as-you-go and funded retirement arrangements.

Key question

Is Australia's superannuation system fiscally sustainable as the population ages, and how should contribution rates be adjusted?

Key question

How do interactions between superannuation and the means-tested Age Pension affect retirement savings incentives?

Key question

What are the distributional and welfare effects of transitioning from a pay-as-you-go to a fully funded pension system?

Selected publications

Research linked to this theme

This shortlist reflects the publications currently referenced in the existing site materials for this topic.

Selected publication

Sustainable Pension in an Ageing Economy

Kudrna, Tran, Woodland | European Economic Review, 2022
Selected publication

Public Pension Policies and Capital Accumulation in an Emerging Economy

Working paper referenced in the existing site content

Need more detail on this research area?

The redesign now separates the theme overview, related publications, and nearby topics. Publication and collaboration requests can be sent directly to the lab.